Webinar Announcement: How to Get a Housing Loan in Japan

Poste date: Tuesday, August 9, 2022

On August 20 (Saturday), 2022 at 11:00 AM, Kenji Kubo of PLAZA HOMES, Ltd. will give a talk on "How to Get a Housing Loan in Japan: Guide for Home Buyers" at an online seminar hosted by Real Estate Japan.

Content of the Lecture

Interest Rate
Tax Benefits and deductions
How to buy a home in Japan
Property market trend
Case study
Housing Loan
Eligibility and required documents
・Application process from pre-application to completion
・Affordability assessment
・Pre-loan approval and official-loan approval
・Current loan interest rate (fixed or floating)
・Loan repayment structure
・Target Property types
・Life insurance (danshin) and tax relief
Q&A

 

During the Q&A session, we will answer your questions.
While the seminar is free of charge, advance registration is required.

For more information and registration for the webinar, please check the following link: https://bit.ly/3SDpqTs

  • Putting Holes in Rented Apartment Walls in Japan

    You may be wondering if it is allowed to drill holes in the walls of rented properties in Japan, and if so, what size holes are permitted. You may or may not be responsible for the cost of restoration of the property depending on the size of the hole. Find out how to decorate your apartment's walls, what precautions you need to take before putting a hole, and what happens if you drill or make a large hole in the walls.
  • Points to Determine If Renovation is Necessary

    About older apartments, the approximate age of the apartment and each facility is a good indicator of whether renovation should be done. For your comfortable and clean home, please use the following information as a reference for making your renovation plan to determine when it is desirable to renovate.
  • Loan for Home Renovation

    In recent years, there has been a growing trend of individuals purchasing existing properties for renovation when considering home ownership. We will provide guidance on the process, financial planning, and the use of loans when purchasing a used property for renovation.
  • Official Land Prices of Japan in 2024 – Tokyo’s prices see increase for 3rd Consecutive year both in Commercial Areas and Residential Areas

    On March 26, 2024, the Ministry of Land, Infrastructure, Transport, and Tourism announced the official land prices as of January 1, 2024. The data for 2024 shows a 2.3% increase nationwide (1.6% in 2023) in the fluctuation of the average prices for all types of land zoning, and the rate of increase has become the highest in 33 years since the bubble economy period. In “Commercial areas”, the national average land price fluctuation rose by 3.1% (1.8% in 2023), and in “Residential areas” the same price fluctuation rose by 2.0% (1.4% in 2023).
  • If the registered owner of the real estate in Japan resides overseas, it will be necessary to register a contact person in Japan.

    If individuals, such as foreigners or overseas residents, own real estate in Japan and do not have a domestic address, it is now required to declare and register the name or entity and address of a contact person within Japan.
  • Hotel Branded Residences in Japan – Finest Living Spaces

    We will explain here about “Hotel Branded Residences”, which are the luxury residences for ultra-wealthy people and exist in many major cities and resort areas around the world, although they are not so familiar in Japan. They are the real estate properties that have changed the mindset of people about hotels from “staying” to “living” places and that are attracting attention from investors around the world as profitable investment opportunity.
Exterior of Flats Kageoka
Sale Property tag

Flats Kageoka is a seven-story, 80-unit condominium completed in October 1983 on a hill in Ebisu 4-chome. Conveniently located a five-minute walk from Ebisu Station, the tiled building has a calm atmosphere that blends in with the surrounding townscape, including Ebisu Garden Place and the adjacent Amerika-bashi Park. The property has a spacious zoning with a wide slope approach and a circular roundabout in front of the entrance. Units range from 1LDK to 4LDK, accommodating a wide range of households. The building is also secure, with a full-time custodian, auto locks, and security cameras. The condominium satisfies the new earthquake-proof standard.

JPY 139,800,000

Exterior of The Parkhouse Harumi Tiaro Residence
Sale Property tag

A super-high rise tower apartment in Harumi area. It is one of the Parkhouse branded luxury condominium apartments sold by Mitsubishi Jisho Residence Co., Ltd. Completed by Kajima Corporation. There is a fountain place in the vast green premises. Concierge service and various common use facilities are arranged in the building. The room equipment is all-electrified including a bathroom heater and dryer and a floor heating in a living and dining room. The storage space is abundant in an easy-to-use layout and the balcony is spacious providing good views.

JPY 124,800,000 - 240,000,000

Exterior of Kaminoge 4-chome house
Sale Property tag

JPY74,200,000

Exterior of World City Towers Breeze Tower
Sale Property tag

'World City Towers.' As high-end condominium complex, it is Japan's largest project. Supermarket, banks, nursery and other ample services for residents. Shuttle bus to Shinagawa Station. Sky view lounge. Fitness center.

JPY 209,980,000

Exterior of Regno Suite Sangenjaaya
Sale Property tag

Regno Suite Sangen-Jaya is located in an area blessed with open scenery and convenient transportation, with the west side adjacent to the beautiful tree-lined Kannana-dori Avenue, and the east side is a residential area with a calm atmosphere, mainly consisting of detached houses. Supermarkets, convenience stores, hospitals, nursery schools, and public schools are all within walking distance. The building has a chic gray tiled exterior with a stylish and luxurious entrance that catches the eye. In addition to auto-locks and security cameras, the building is equipped with a 24-hour security system. The interior corridors provide residents with a high degree of privacy and safety. Shared facilities include delivery boxes and a 24-hour garbage disposal facility. A parking lot with shutter gates and an indoor bicycle parking lot are available on the premises.

JPY 56,800,000