In order to purchase a property, it is required to prepare miscellaneous expenses such as realtor commissions, registration costs, and so on in addition to the price of the property itself.
Here are some examples of buying costs of a house and an apartment.

Property summary
Property summary
| Property type |
House |
| Land area |
151.48 sq.m. |
Appraisal value Land |
¥45,042,560 |
| Building area |
206.85 sq.m. |
Appraisal value Building |
¥11,148,500 |
 Expenses
Expenses
| Sales price |
¥140,000,000 |
| Miscellaneous costs |
¥10,485,660
7.49% of the sales price. |
| Total |
¥150,485,660 |
|
|
 Payments
Payments
| Own funding |
¥38,485,660 |
| Loan |
¥112,000,000
| Life of loan |
35 years |
| Loan type |
Bank Loan |
| Loan rate |
2.475% |
|
| Total |
¥150,485,660 |
|
 |
 Breakdown of expenses
Breakdown of expenses
| When signing a contract |
Deposit |
¥14,000,000 |
| Stamp duty |
¥80,000 |
| When applying for a housing loan |
Stamp duty |
¥100,000 |
| When settling the remaining fees |
Loan |
Bank commission |
¥31,500 |
| Guarantee charges |
¥2,308,432 |
| Fire insurance premium |
¥800,000 |
| Remaining sum of the sales price of the property |
¥126,000,000 |
| Settlement money on a pro-rate basis |
Fixed Asset Tax /
City Planning Tax |
¥174,900 |
| Agent commission (3.15%+¥63,000) |
¥4,473,000 |
| Registration costs |
¥1,507,828 |
| Tax payment |
Real Estate Acquisition Tax |
¥1,010,000 |
| Total |
¥150,485,660 |
|
This is just a example. Please be advised that the situation may vary depending on properties and financial institutes.

Property summary
Property summary
| Property type |
Apartment |
Exclusive area |
50.06 sq.m. |
| Appraisal value Land |
¥6,581,388 |
Appraisal value Building |
¥6,103,000 |
 Expenses
Expenses
| Sales price |
¥47,000,000 |
| Miscellaneous costs |
¥3,169,498
6.74% of the sales price. |
| Total |
¥50,169,498 |
|
|
 Payments
Payments
| Own funding |
¥10,169,498 |
| Loan |
¥40,000,000
| Life of loan |
25 years |
| Loan type |
Bank Loan |
| Loan rate |
2.65% |
|
| Total |
¥50,169,498 |
|
 |
 Breakdown of expenses
Breakdown of expenses
| When signing a contract |
Deposit |
¥4,700,000 |
| Stamp duty |
¥15,000 |
| When applying for a housing loan |
Stamp duty |
¥20,000 |
| When settling the remaining fees |
Loan |
Bank commission |
¥42,000 |
| Guarantee charges |
¥690,160 |
| Remaining sum of the sales price of the property |
¥42,300,000 |
| Settlement money on a pro-rate basis |
Fixed Asset Tax /
City Planning Tax |
¥313,200 |
Management fee /
Repairing fund |
¥17,241 |
| Agent commission (3.15%+¥63,000) |
¥1,548,500 |
| Registration costs |
¥425,000 |
| Tax payment |
Real Estate Acquisition Tax |
¥98,397 |
| Total |
¥50,169,498 |
|
This is just a example. Please be advised that the situation may vary depending on properties and financial institutes.